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Finance Company – About KLC Financial

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A premier finance company, KLC Financial, Inc. was founded in 1987. Headquartered in Minneapolis – St. Paul, KLC leases and finances capital equipment and assets for businesses nationwide, across industries as diverse as healthcare, manufacturing, high tech, transportation, hospitality, construction and more.

  • Financing solutions valued from $3,000 to over $3,000,000
  • Financing for all equipment types
  • Start-ups to Seasoned Businesses
  • New and Used Equipment
  • Creative solutions for all credit profiles
  • Work with small businesses to Fortune 500 companies

Since the company’s inception, KLC has emerged as a market leader by providing leasing and financing solutions valued from $3,000 to over $3,000,000; solutions that enable companies of all kinds to acquire the equipment, software and other business assets they need to grow. From “mom and pop” shops to Fortune 500 businesses, KLC is proud to now lease or finance upwards of $35 million annually.

As a truly independent financing company, KLC’s specialty is flexible, creative, custom solutions that support businesses that don’t easily fit the typical bank or finance company models. Because we are not beholden to outside shareholders, we can cover all facets of lease financing without having to specialize in any one industry or “credit mold.”

KLC Financial has been chosen as a strategic partner by many established equipment dealers, banks and other leasing companies to provide equipment financing programs on their behalf, because of our vast knowledge, experience and resources. Our customers range from Fortune 500 companies down to lower middle market businesses and “mom & pop” ventures. These relationships have translated into $35 million in lease transactions annually. We have found the market today to be growing, and demanding on leasing companies. Leasing companies today must structure sophisticated lease financing plans in simple terms to get their share of business.

At KLC Financial, we have found this to be our strength in a world of consolidation where the giants in the industry tend to have no time for customer service. KLC Financial’s path has been chosen cautiously, as we prefer to build volume profitably, while establishing solid, long term relationships with our customers, investing partners and referral sources.


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Our dedicated employees are happy to assist you with know-how and experience in your daily business.

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Benefits of Equipment Leasing

  1. Save Time and Hassle
  2. Easy Upgrading
  3. You Pick the Term
  4. Payments that fit your Cashflow
  5. Potential Tax Advantages

Benefits of Equipment Financing

  1. Improve Cashflow
  2. Minimal Initial Cash Expenditure
  3. Bundling Equipment and Soft Costs
  4. Easy Upgrading
  5. Save Time and Hassle
  6. Sub Debt

Benefits of Working Capital

Working Capital is an important part of every business. Having enough means that your business can successfully pay its day-to-day expenses and current liabilities. Sometimes it is necessary to buffer or bolster the company’s working capital through financing. KLC Financial provides financing options to help you obtain the cash you need to support operating costs, purchase inventory, payoff tax liabilities, renovate your business space, cover emergencies or any other business purpose. We can make cash available to you through a sale leaseback, a lease line or a short-term working capital loan.

Benefits of Debt Restructuring

  1. Refinance your existing debt
  2. Cash out from existing equipment
  3. Get lower rate
  4. Pledge less collateral
  5. Get longer term

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A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.

Alexa Von Tobel

Custom leasing solutions from a truly independent, creative financing company.

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