Joel Dammann



Business Development

Joel comes to KLC with decades of experience helping businesses find the perfect financing package to meet their growth needs.  He is great at finding advantageous financing accommodations for startup businesses, companies that needed funding for growth and companies that are in transition or involved in a merger or acquisition. Joel has been involved assisting numerous local businesses in obtaining adequate financing.  He has helped innumerable businesses achieve their goals and he has worked with a variety of businesses of various sizes and from a vast array of industries including manufacturing, distribution and service.

A major portion of his background includes a history working closely with Banks, CPA’s, Attorney’s, Turnaround Professionals and other Service Providers to help them work through their client’s financing issues.  In a number of cases, Joel has mentored and counseled various business owners on their financing needs to seek various alternative sources.  Joel prides himself on being a resource for and working with businesses and referral sources to find a home for each company in need of financing.

Joel received his B.A. Degree from St. Cloud State University in Accounting and then started to work as an Accountant for a Fortune 500 cleaning and sanitizing company.  Subsequently, Mr. Dammann was involved in the commercial and residential window business working for a group of closely related companies where he eventually became a Part Owner, Director and CFO of one of the companies.  Joel is still active as a board member.  Eventually, relying on his business experience, Joel began a consulting career working for a number of years with small to mid-sized closely held firms helping them in a variety of situations including those in need of financing.  Since 2004 Joel has been providing Asset Based alternative financing to clients working with SPECTRUM Commercial Services.  Joel is an active member of TMA, RMA and ACG chapters here in the local Minneapolis/St. Paul area.

Our Creative Team


Marc P. Keepman, CLFP

Chairman & CEO


Spencer Thomas, CLFP



Shannon Smith, CLFP

Chief Credit Officer


Kevin Kelly, CLFP

Chief Financial Officer