Our History
Nearly four decades of financing, built on trust.
KLC Financial started in 1987 with a vision to empower businesses to grow and thrive by giving them the financing they need to succeed. KLC was built on the belief that relationships are at the core of every great business decision. It wasn’t just about offering equipment financing—it was about understanding the unique needs of each customer, dealer, and vendor, and finding solutions tailored to them.
Over the years, KLC Financial has grown into a trusted partner in the equipment finance industry, known for its personalized approach and unwavering commitment to excellence. Whether helping a small business take its first steps or providing support to an established company expanding its operations, KLC has always been there as a reliable ally.
In 2022, KLC Financial became part of Gulf Coast Bank & Trust, a move that strengthened our ability to serve our customers with even greater resources, stability, and expertise. While our ownership has evolved, our commitment to integrity, passion, innovation, and resilience remains unchanged. We continue to provide the same relationship-driven service that has defined us for decades—now with the backing of a strong financial institution that shares our values.
Today, we stand at the crossroads of tradition and innovation. While staying true to our core values of integrity, passion, innovation, and resilience, we’re embracing new tools and technologies to better serve our customers and vendors. Our team is stronger than ever, with a culture that’s built on trust, teamwork, and a shared drive to help businesses succeed.

History & Milestones
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