Spencer Thomas, CLFP

Spencer Thomas is a distinguished leader in the equipment finance industry, renowned for his visionary approach and strategic expertise. With over twenty-five years of experience, Spencer serves as the Chief Executive Officer of KLC Financial, a national equipment finance company and subsidiary of Gulf Coast Bank & Trust.

At KLC Financial, Spencer leads a dynamic team of professionals with a hyper-focus on ushering sustainable growth, ROA & innovation at the intersection of business development, credit operations, and data science. His commitment to excellence and customer service is evident in his hands-on approach to developing tailored vendor programs and structured financial solutions for a diverse range of clients, including entrepreneurs, Fortune 5000 companies, and everything in between.

A pioneer in integrating AI and data tools into the industry, Spencer has positioned KLC Financial at the forefront of technological advancement, revolutionizing traditional practices and enhancing operational efficiencies to deliver an unparalleled customer experience.

Beyond his role at KLC Financial, Spencer is a recognized thought leader and educator in the field of equipment financing. As a registered CLFP and a sought-after speaker, he shares his insights on innovation, data science, and industry trends at national forums and conferences.

Spencer’s unwavering dedication to advancing the industry and empowering others is reflected in his active participation in esteemed financial and industry associations, including ELFA, NEFA, TMA, RMA, ACG, AACFB, and CLFP.

With his wealth of knowledge and passion for driving positive change, Spencer Thomas is a dynamic speaker who inspires audiences with his expertise, vision, and commitment to excellence.